Please be aware that on July 18, 2008, upon a motion by the Florida Attorney General's Office, Broward County Circuit Court Judge Ronald J. Rothschild appointed Daniel J. Stermer as Receiver of Hess Kennedy Chartered, LLC and The Consumer Law Center, LLC and all other entities operated, controlled or otherwise associated with them. The Campos Chartered Law Firm is one of the affiliated entities that are subject to this Order.

You can find more information as to how this affects you, as well relevant court filings at the following website:
http://www.lbfmiami.com/active_cases_recieverships_hess.html

 
  Debt Negotiation
Debt Negotiation is a service that was developed to help people who can no longer afford to pay their monthly minimums and do not want to file for Bankruptcy. Debt Negotiation is a legal process whereby a consumer retains the services of an attorney to represent them in negotiations with that individual’s creditors. Qualified Debt Negotiation attorneys leverage Federal and State consumer laws, as well as their existing relationships with major creditors, to negotiate the repayment of the consumer’s unsecured debts for significantly less than the full amount.
  Hypothetical Example of a Debt Negotiation Service
    1) Credit Card #1: Balance Owed = $8,400  Negotiation = $4,200
    2) Charged Off Account: Balance Owed = $15,000 Negotiation = $7,200
    3) Account in Collections: Balance Owed = $3,600 Negotiation = $2,000
  Total: $27,000 Total: $13,400

In the example above, the attorneys were able to negotiate a total settlement amount due of $13,400.
That equates to a savings of $13,600 or approximately 50% of the total debt originally owed.

Debt Negotiation is the fastest growing and most effective alternative to bankruptcy.  Debt Negotiation is not the same as Consumer Credit Counseling or Debt Consolidation. By retaining the services of our attorneys to facilitate a Debt Negotiation, our clients can expect to benefit from the use of the most effective Debt Negotiation strategies available, but also to receive proper legal protection against the often predatory practices of debt collectors. As a law firm, our goal is to not only save our clients money, but to also uphold and defend their consumer rights as granted by the Fair Credit Billing Act,
the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.
Our Debt Negotiation solution has helped thousands of American families avoid bankruptcy and take the first step towards reaching their goal of financial freedom. The ultimate objective of the program is
to get you the fastest debt relief possible so that you can focus on enjoying your life. You will be
relieved of your debt burdens, you will avoid the hardships of bankruptcy, and more importantly, you will finally be debt-free!
  Benefits of Debt Negotiation
  • Debt Free in as quickly as 12-36 Months
  • Avoid Bankruptcy
  • Low Monthly Payment
  • Reduce Debt Up To 60%
  • Minimize Creditor Harassment
  • Privacy Guaranteed
  • Regain Control of Your Life
  • Understand Your Options
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    Florida State Bar Rules require that all attorney advertising include the following: The hiring of a lawyer is an important decision that should not be based solely upon advertisement. Before you decide, ask us to send you free written information about our qualifications and experience.